Officer Credit -HABIBMETRO- Karachi

Full Time
Employment Info

Job Opportunity: Officer Credit (Female Only Batches) at HabibMetro Bank

HabibMetro Bank is hiring for the position of Officer Credit (Commercial Branches), exclusively for female candidates. This is an excellent opportunity for fresh graduates or professionals with up to 2 years of experience to start or advance their career in the banking sector, with one of Pakistan’s most reputable financial institutions. If you are driven, detail-oriented, and ready to embark on a rewarding career, this role is a perfect fit for you.


Position: Officer Credit

Location: Karachi
Grade: JO/OG III (Junior Officer/Officer Grade III)


Key Responsibilities:

As an Officer Credit in the commercial branches, your role will include:

  • Credit Analysis:
    Assess the creditworthiness of individuals and businesses applying for loans, including evaluating their financial status, collateral, and repayment ability.
  • Documentation and Reporting:
    Ensure all loan documentation is accurate, complete, and compliant with the bank’s policies and regulatory requirements.
  • Customer Interaction:
    Assist customers with loan inquiries and provide them with the information they need to apply for credit.
  • Risk Management:
    Identify and mitigate any potential risks involved in granting credit to customers.
  • Cross-functional Coordination:
    Work closely with other departments within the bank to ensure smooth processing of loan applications and credit approvals.

Eligibility Criteria:

  • Education:
    A Bachelor’s degree from an accredited institution is required.
  • Experience:
    Fresh graduates are welcome to apply. Candidates with up to 2 years of experience in banking or finance will be considered as well.
  • Skills Required:
    • Strong analytical and numerical skills.
    • Proficiency in Microsoft Office (especially Excel).
    • Good communication and interpersonal skills.
    • Ability to manage time effectively and meet deadlines.
    • Attention to detail and a high level of accuracy in processing data.

Why Join HabibMetro Bank?

  • Training and Development:
    You will receive extensive training in credit analysis and customer service, allowing you to grow professionally in the banking sector.
  • Career Growth:
    HabibMetro Bank offers a clear career progression path, providing opportunities for growth and advancement based on performance.
  • Work-Life Balance:
    The bank fosters a healthy work environment that supports a balanced professional and personal life.

Application Deadline:

The last date to apply is October 6, 2024. Don’t miss this chance to join one of the leading commercial banks in Pakistan and make a significant impact in your career.


How to Apply:

Interested candidates should apply online by visiting the HabibMetro Bank official website or contact them directly at:


HabibMetro Bank is committed to creating an inclusive work environment and encourages women to apply for this position. Take advantage of this great opportunity to kickstart your career in banking!

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