Are you a finance professional passionate about credit risk assessment, regulatory compliance, and operational excellence? Soneri Bank, a trusted name in Pakistan’s banking sector, is inviting applications for the position of Credit Risk Analyst in its Credit Division based in Karachi.
If you have the right experience and a strong commitment to risk management and regulatory standards, this is your chance to grow within a dynamic and professional banking environment.
Soneri Bank Limited is dedicated to providing innovative banking solutions, promoting financial inclusion, and fostering a work culture based on integrity, professionalism, and continuous improvement. With a wide network across the country, the bank aims to drive positive change and empower its clients and employees alike.
Position Title: Credit Risk Analyst
Department: Credit Division
Location: Karachi
Grade: AVP / OG-I (depending on experience)
Employment Type: Full-time
As a Credit Risk Analyst, your primary focus will be to ensure the bank’s lending activities align with internal policies and external regulatory standards. Your role will include:
Credit Proposal Review:
Review and analyze credit proposals to ensure they comply with SBP regulations, Soneri Bank’s internal policies, and credit procedures.
Turnaround Time (TAT) Management:
Ensure that all credit proposals are processed and disposed of within the predefined turnaround time (TAT) to support business efficiency.
Regulatory Reporting:
Submit periodic reports to the State Bank of Pakistan (SBP) and other relevant offices, ensuring accuracy and timeliness.
Support to Unit Head – Credit:
Assist the Unit Head – Credit in managing workflow effectively to optimize operations and reduce TAT.
Compliance and Ethics:
Adhere strictly to bank control frameworks, ethical standards, and regulatory requirements to maintain high levels of governance and transparency.
Education:
Minimum 16 years of education in Business Administration, Accounting, or Finance from a recognized institution.
Experience:
Up to 6 years of relevant experience in:
Credit risk analysis
Credit proposal evaluation
Risk assessment or compliance in banking or financial institutions
Strong knowledge of credit risk management practices and SBP regulations.
Sound analytical abilities for reviewing complex credit proposals.
Proficiency in MS Office (Excel, Word, PowerPoint) and familiarity with credit risk software/tools.
Excellent communication skills, both verbal and written.
Strong attention to detail and ability to work under strict deadlines.
Ability to work independently and collaboratively within teams.
Commitment to high ethical standards and organizational compliance.
Opportunity to work in a dynamic, progressive, and inclusive work environment.
Exposure to strategic credit risk management practices.
Competitive salary package and employee benefits.
A culture that values diversity, professionalism, and career growth.
Play a key role in ensuring credit quality and regulatory compliance for a leading bank.
If you meet the eligibility criteria and are ready to take the next step in your career:
👉 Email your updated CV to: dua.tunio@soneribank.com
📝 Important:
Mention the position title “Credit Risk Analyst” in the subject line of your email.
🗓️ Application Deadline:
Apply by 22nd April 2025.
Highlight your experience in credit proposal review, risk assessment, and regulatory reporting.
Include specific examples of your achievements related to improving turnaround time or enhancing compliance.
Ensure your CV is professional, well-structured, and tailored to the banking sector.
If you are detail-oriented, driven by operational excellence, and committed to maintaining high standards of risk management, this is your opportunity to join a leading institution and contribute to responsible banking practices.
🌟 Apply today and move forward with Soneri Bank!
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